Anti-Money Laundering Policy

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We are  certified by ACAMS, the world's largest membership organization of professionals dedicated to combating financial crime.

Our AML Policy follows AMSC standards. (※Association of Certified Anti-Money Laundering Specialists)

 

For more information on AML Policy, please click here: MoneyLaundering.com

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Below are some important information regarding our AML policy.

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Ⅰ　General Concepts 

　Ⅰ-1. Risk-based approach .

　Ⅰ-2. Financial institutions’ AML/CFT measures 

　　　　(1) ML/FT risk control framework 

　　　　(2) Involvement and understanding of the Board 

　　Ⅰ-3. Roles of industry associations and central institutions 

　　Ⅰ-4. Supervisory actions 

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Ⅱ   Risk-Based Approach

　　Ⅱ-1. Risk-based approach 

　　Ⅱ-2. Identification, assessment, and mitigation of risk

　　　　(1) Risk identification 

　　　　(2) Risk assessment 

(3) Risk mitigation .

　　　　(ⅰ) Risk mitigation measures 

　　　　(ⅱ) Customer due diligence (CDD) 

　　　　(ⅲ) Transaction monitoring and screening 

　　　　(ⅳ)Record keeping 

　　　　(ⅴ)Suspicious transaction reporting (STR) 

　　　　(ⅵ) IT systems 

　　　　(ⅶ)Data governanc

(4)  Considerations when making cross-border transfers and similar transactions

　　　　(ⅰ)(Cross-border wire transfers and similar transactions

　　　　(ⅱ)Financing and extending credit involving trade-based finance 

(5) FinTech 

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Ⅲ   Evaluation and Review of the ML/FT Risk Control Framework and its Effectiveness 

 

　　Ⅲ-1. Formulation, implementation, evaluation, and review of AML/CFT policies, procedures and programs (PDCA)

　　Ⅲ-2. Involvement and understanding of the Board 

　　Ⅲ-3 The Board and control: three lines of defense 

　　　　(1) First line of defense

　　　　(2) Second line of defense 

　　　　(3) Third line of defense 

　　Ⅲ-4. Group-wide risk control framework 

　　Ⅲ-5. Human resource development 

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Ⅳ    Monitoring and Public Private Partnership 

 

　　Ⅳ-1. Monitoring by the Financial Services Agency 

　　Ⅳ-2. Public private partnership and cooperation with relevant authorities